At Metier Law Firm, we know that insurance policies are difficult to navigate on their own, and even more difficult when you’re dealing with the aftermath of a serious accident. Whether you’re looking for information that can help you understand how insurance works after an accident, the difference between uninsured and underinsured motorist coverage, or what to do following a car accident, you’ll find it in this section of our blog.
If you need to speak to an experienced car accident attorney regarding injuries you sustained in a crash, don’t hesitate to contact one of our offices. We offer free, no-risk consultations and will do everything we can to help you understand your options.
As attorney Phil Chupick explains in this video, uninsured motorist coverage (UM) can be invaluable if you are hit by an uninsured driver. If the other driver has no insurance, then you can claim compensation from your own provider through a UM claim. Since many motorists drive without active insurance, despite state laws, a UM… read more
Uninsured and underinsured motorist coverage are relatively inexpensive policies which could prove invaluable if you are in a car accident with someone who either has no insurance or does not have enough to cover your full damages. These types of coverage generally come together and may be included by law on your policy, depending on… read more
After a car crash or other accident, your health insurance provider may pay your medical bills, under the terms of your policy. If you receive a settlement or verdict afterwards, then the medical insurer is entitled under the law to reclaim a portion of those funds. In this video, attorney Phil Chupick explains this concept… read more
Even a seemingly simple and straightforward car crash claim can be difficult to settle for a fair amount, especially without the help of a car accident lawyer. Therefore, even though you might be able to handle an auto crash claim alone, you stand a better chance with an attorney. In this video, attorney Phil Chupick… read more
As technology companies and automakers continue to work towards creating self-driving cars, there is still no way to know how these vehicles will influence the law. One of the biggest and most important questions is how will self-driving cars change insurance? In this video, attorney Phil Chupick discusses this question and the legal problems it… read more
After a car crash, the at-fault driver’s insurance company will try to contact you quickly, sometimes even just hours after the accident. Although the insurance adjuster may appear friendly in such a call, the company wants you to make a statement before you have time to recover or speak to a lawyer. A premature statement… read more
After a crash, you should be able to file an insurance claim to recover the cost of your medical bills and other car accident damages. In general, you file a claim against the insurance provider that covers the at-fault driver. This insurance company should provide the driver with a legal defense and will pay any… read more
In general, there are two types of auto insurance coverage: property damage and personal injury. Most policies provide liability coverage, which reimburses victims when you are at fault for a crash. Depending on your injury policy, you may also have uninsured/underinsured motorist coverage and/or Med Pay options, which protect you in the event that the… read more
After a serious motor vehicle accident, your medical bills may total more than the at-fault driver’s insurance limits. In these cases, even if you receive a settlement for the full amount of coverage available, you may still be unable to pay back all of your medical expenses. However, as attorney Phil Chupick explains in this… read more
As the saying goes: practice makes perfect. While no lawyer can promise perfect results, having experienced legal counsel on your side is crucial, especially in complex cases involving spine and brain injuries, trucking accidents or other complicated matters. In this video, attorney Tom Metier answers the common question: how much experience should my attorney have?… read more
